Terms & Conditions
Effective date: October 4, 2026
These Terms & Conditions ("Terms") are an agreement between you and Opulence Studio LLC ("Opulence Studio," "we," "our," or "us"). They apply to opulence.studio, our sales, checkout, and download pages, our web apps, our digital products, and our emails (together, the "Services"). Some products are sold under the Lolo Bailey and The Edit names, including The Nest, Rosie, and Move Planner. All of them are created and operated by Opulence Studio LLC.
By using the Services or buying a product, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Services.
1. Who can use the Services
You must be at least 18 years old and able to enter into a binding contract. If you use the Services for a business, you agree to these Terms on behalf of that business.
2. Our products
We sell digital products, including web apps, AI-assisted tools, printable PDFs, courses, and email courses. Each product's sales page and checkout page describe what is included, the price, and how you get access. If a sales page or checkout page conflicts with these Terms about that product's price, guarantee period, or billing schedule, the sales page or checkout page controls.
3. Access and accounts
After you buy, you receive access to the product, usually through a personal access code or sign-in link sent to the email you bought with.
Your access is for you and the people in your household. Please do not share, sell, or publish your access code. We may turn off access that is being shared or abused.
You are responsible for keeping your access code and email account secure, and for activity under your access.
4. License to use our products
When you buy a product, we give you a personal, non-exclusive, non-transferable, revocable license to use it for your own personal or internal business use. You may print PDFs for your own use. You may not copy, resell, share, redistribute, publish, or create competing products from our products or content without our written permission.
5. "Lifetime access"
"Lifetime access" means access for as long as we offer and operate that product, not for your lifetime or ours. If we ever stop offering a product you paid for once, we will give you at least 30 days' notice by email and, where practical, a way to save or export your information.
6. Prices and payment
Prices are in US dollars and are shown before you pay. Taxes may be added where required.
Payments are processed by Stripe. By paying, you confirm you are authorized to use the payment method.
We may change prices at any time, but a change never affects an order you have already paid for.
One-click offers. After checkout, we may show you an optional add-on offer. If you click the button to accept it, we charge the payment method you just used for the price shown on that page, without asking you to enter your card again. If you decline, you are not charged.
7. Subscriptions and automatic renewal
Some products are subscriptions (for example, Rosie's monthly plan). The price, billing frequency, and the fact that it renews are shown before you buy.
Automatic renewal. A subscription renews automatically at the end of each billing period at the price shown when you subscribed, until you cancel. By subscribing, you authorize us to charge your payment method on each renewal.
How to cancel. You can cancel at any time by emailing info@opulence.studio from the email address you bought with, with the subject "Cancel." We will cancel within two business days and confirm by email. Any cancellation request we receive before your renewal date stops the next charge.
After you cancel. You keep access until the end of the period you already paid for. We do not give partial refunds for unused time, except under our money-back guarantee or where the law requires it.
Price changes. If a subscription price changes, we will email you at least 30 days before the new price applies, so you can cancel first.
Prepaid plans. Plans paid for a full term up front, such as Rosie's yearly plan, do not renew automatically. We will email you before the term ends so you can decide whether to buy another term.
8. Refunds and money-back guarantee
Unless a product's sales or checkout page states a different period, paid products come with a 14-day money-back guarantee from the date of purchase.
To request a refund, email info@opulence.studio within the guarantee period from the email address you bought with, and include your order number if you have it. You do not have to give a reason.
Approved refunds go back to your original payment method. Your bank may take 5 to 10 business days to post it.
When a purchase is refunded, access to that product ends. A refund of a main product also ends access to any add-on that depends on it.
If you think you were charged by mistake, contact us first so we can fix it quickly.
9. Free products and email courses
Free downloads and email courses are provided as-is. When you sign up for one, you agree to receive the emails that deliver it and related marketing emails, and you can unsubscribe at any time.
10. AI features
Some products include AI-generated responses (for example, Rosie). AI responses can be incomplete, outdated, or wrong. Use your own judgment, and do not rely on AI responses for medical, legal, financial, or safety decisions. Do not enter sensitive personal information. We may limit or change AI features to prevent misuse or to manage costs. How AI chats are handled is described in our Privacy Policy.
11. Not professional advice
Our products are for educational, organizational, and personal-development purposes. They are not medical, mental health, legal, financial, tax, or investment advice. See our Consulting Policyfor more detail. For household and cleaning products, always follow manufacturer label directions, never mix cleaning chemicals, and use your own judgment about what is safe for your home, family, and pets.
12. Results and testimonials
Results depend on many things we do not control, including your own effort and circumstances. We do not guarantee any particular result. Any testimonials or examples we share reflect individual experiences and are not typical or promised outcomes.
13. Acceptable use
You agree not to use the Services to break the law, infringe anyone's rights, send harmful or abusive content, try to get around access controls or payment, scrape or copy our content in bulk, or interfere with how the Services work.
14. Our intellectual property
We or our licensors own the Services and all content in them, including text, designs, graphics, logos, software, and products. They are protected by copyright, trademark, and other laws. Except for the license in section 4, these Terms do not give you any rights to them.
15. Content you share with us
You keep ownership of content you create in our apps. You give us permission to store and process it as needed to provide the Services. If you send us feedback, testimonials, or suggestions, you allow us to use them without payment. We will only publish your name or testimonial with your permission.
16. Third-party services and platforms
The Services rely on third parties, such as Stripe, Pinball, Netlify, and Anthropic, and may link to other websites. We are not responsible for third-party services or websites, which have their own terms and policies.
Our ads may run on Facebook and Instagram. Our Services are not part of Facebook, Instagram, or Meta Platforms, Inc., and are not endorsed or sponsored by Meta in any way. FACEBOOK and INSTAGRAM are trademarks of Meta Platforms, Inc.
17. Changes to the Services
We may update, change, or stop offering parts of the Services. If a change takes away something important that you paid for, we will tell you in advance, as described in section 5.
18. Disclaimer of warranties
Except as these Terms state, the Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not promise that the Services will always be available, uninterrupted, or error-free. Some places do not allow these exclusions, so they may not all apply to you.
19. Limitation of liability
To the fullest extent the law allows, Opulence Studio and its owners, employees, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill, arising from your use of the Services. Our total liability for any claim relating to the Services is limited to the amount you paid us in the 12 months before the claim. Nothing in these Terms limits liability that cannot be limited under the law.
20. Indemnification
You agree to defend and hold harmless Opulence Studio and its owners, employees, and contractors from claims, losses, and expenses (including reasonable attorneys' fees) that arise from your misuse of the Services or your violation of these Terms.
21. Ending access
You can stop using the Services at any time. We may suspend or end your access if you violate these Terms, for example by sharing paid access or misusing AI features. If we end access to a paid product without a good reason, we will refund what you paid for it.
22. Disputes and governing law
If you have a problem, please email us first at info@opulence.studio. Most issues can be solved quickly that way. These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-law rules. Any legal action must be brought in the state or federal courts located in Glynn County, Georgia, and you and we consent to those courts' jurisdiction. Either of us may bring a qualifying claim in small claims court instead.
23. General
If any part of these Terms is found unenforceable, the rest stays in effect. If we do not enforce a part of these Terms, we do not give up the right to enforce it later. You may not transfer your rights under these Terms. We may transfer ours in connection with a sale or reorganization of our business. These Terms, the Privacy Policy, the Consulting Policy, and the terms shown on a product's sales and checkout pages make up the entire agreement between you and us.
24. Changes to these Terms
We may update these Terms from time to time. When we do, we will change the effective date at the top. Changes apply going forward and never change the price or terms of a purchase you have already made. If we make a significant change, we will tell you by email or with a notice on our Services.
25. Contact us
Opulence Studio LLC
1426 Newcastle St #101
Brunswick, GA 31520
info@opulence.studio